How Do You Protect Valuables Before a Flood Arrives?

Start by creating a detailed list of your valuables. Walk through each room and note important items, taking photos or videos as you go. This inventory is crucial for insurance purposes. Keep the list and media files in a safe, waterproof place or store them digitally in the cloud. Having this ready helps you remember what needs special protection when a flood warning is issued.

Your inventory should include serial numbers for electronics and receipts for high-value items. This documentation helps establish the value of your belongings. Having it ready makes the claims process smoother if water damage occurs. Policies vary, and your insurer decides what is covered.

Not all storage is equal when facing water. Use plastic storage bins with tight-sealing lids instead of cardboard boxes, which disintegrate. For critical documents like passports and deeds, consider a small, portable waterproof and fireproof safe. These containers provide a reliable barrier against moisture and mud.

You can also use heavy-duty plastic bags with zip closures for smaller items. Double-bagging provides extra security. Label all containers clearly so you can find things quickly after the event. Storing these containers on an elevated shelf, even in a garage, offers better protection than leaving items in the open.

Once the water recedes and it is safe to return, document everything before you touch it. Take extensive photos and videos of all damage for your records. Wear protective gear like gloves and boots, as floodwater can contain contaminants. Contact your insurance company to start the claims process. Policies vary, and your insurer decides what is covered.

Handle water-damaged valuables with care. Do not plug in electronics until a professional has checked them. For important papers, freeze them in a plastic bag to prevent mold growth until they can be professionally restored. Local water damage pros can help with the drying and cleaning process for your home and belongings.

• Photograph all damage before removing any water or debris.
• Wear gloves, masks, and waterproof boots for protection.
• Do not turn on electrical systems until they are inspected.
• Place wet documents in a freezer to halt deterioration.
• Contact your insurance provider to report the loss.
• A professional inspection can find hidden moisture in walls and floors.